Know what is yours, and what is the tax you owe.
Set-Aside is for freelancers whose income changes month to month. Record money in and out. It tells you what you can actually spend, and moves the tax share aside the day you get paid. It never asks for your bank login.
Net Position
+$5,333.00
Money in
+$5,500.00
Money out
−$167.00
Tax set-aside
$1,203.00
Illustrative figures. Your own numbers sit behind your login.
What it does, and what it refuses to do
So you know what you are signing up for before you do.
Your rows belong to you alone
Every record is tied to your account, and no one else can reach it. We do not sell it. We do not share it.
It moves your percentage, nothing more
You choose the number and you can change it whenever you want. Set-Aside does not work out your tax bill and does not pretend to.
The spreadsheet import happens once
Upload it and it turns into normal records. After that Set-Aside reads its own database and never reopens the file.
Two numbers, and they disagree more than you think
One number, what is actually yours
Money in minus money out, on one screen. This is what you can spend without touching the tax you owe.
The set-aside moves on its own
You pick a percentage and every good month separates that share. It does the part you forget to do.
It never asks for your bank
No login, no connection, no account at any bank you use. You record the money yourself and nothing is taken from you.
One screen, and it is always current
Net Position
+$5,333.00
Money in
+$5,500.00
Money out
−$167.00
Tax set-aside
$1,203.00
Money in · Money out · Tax set-aside all live on one screen.
Category breakdown
Illustrative- Clients+$4,120
- Travel−$890
- Software−$310
- Gear−$180
- Meals−$120
Three steps and you have numbers
Sign in with a magic link
An email link gets you in. There is no password to forget or leak.
Pick your kind of work
Freelance, business, personal or creator. Your categories fill themselves in.
Add money, or bring what you already have
Type one entry, or import months of history in a single go.
Questions worth asking
Does Set-Aside connect to my bank?
No, and there is no code in the product that could. There is no bank login, no Plaid, no open banking connection. You type your entries in or import a spreadsheet once. Nothing is pulled from your accounts by us.
How is the set-aside worked out?
You pick a percentage. Twenty-three percent is a common starting point. On every period where money in beats money out, that share is separated for you. The percentage is yours to change at any time. Set-Aside does not know your bracket and does not work out your tax bill.
Do I need an accountant to use this?
To keep a spreadsheet you do not. If you have a complicated situation, an accountant is still the right person and we will say so. This is a place to see the number, not a replacement for advice.
What happens in a month where I spend more than I earn?
The number turns red and stays honest. The set-aside only grows on positive periods, because there is no profit in a losing month to set aside from.
Where is my data, and can I get it out?
Behind your login, in a real database, where only your account can reach it. You can download every entry as CSV from Settings at any time, in any date range. Leaving should never be harder than joining.
Can I change the percentage or my categories later?
Any time, in Settings. Percentage, categories, currency and which cards you see are all yours to adjust.
Find out what is yours.
A magic link gets you in. Your first entry takes about ten seconds, and we never ask for a bank login.